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Best Credit Card Help will tell you Why 75% of all debt management, debt consolidation and credit counseling cases end up in bankruptcy anyway. And what you can do to reverse this trend. The single most important thing you must do! then Wham!.

If you don't pay your credit card bills there are several unpleasant things that will happen like creditors calling, being reported to the credit bureaus, and legal action taken against you.

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