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DebtRecalc Software is a accelerated debt payoff calculator program that analyzes your debt based on the principal of rolling over payments from prior paid off debts and applying that payment to the current debt.

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Debt settlement is not for those who have the luxuries of choosing from various debt programs. It is for those with dire hardship who would rather not file bankruptcy.

Debt Settlement is a relatively new service being offered in the United States and it has become increasingly popular due to the current economic crisis